FinTool

India-first financial clarity

Your money decisions deserve sharper math, not noise.

FinTool gives you 18 focused calculators for SIP, tax, EMI, retirement, and more. No signup. No data upload. Every estimate runs in your browser.

18 calculators live
100% client-side compute
FY 2026-27 tax logic

Pick your starting point

Choose by intent, then jump into the exact calculator.

View full directory

Tax

Plan old vs new regime and estimate net tax.

Investment

Model SIP, CAGR, lumpsum, and step-up growth.

Loans

Check EMI affordability before you commit.

Savings

Compare FD, RD, and PPF outcomes.

Retirement

Forecast corpus and retirement runway.

Salary

Estimate in-hand salary and HRA effect.

Most-used calculators

Start with these high-intent tools used by salaried professionals.

tax

Income Tax Calculator India FY 2026-27

Calculate your income tax liability for FY 2026-27 under the new or old tax regime. Includes 87A rebate, standard deduction, and Health & Education Cess. Instant, free.

Open Calculator

tax

Old vs New Tax Regime Comparison FY 2026-27

Compare your income tax under Old vs New Regime for FY 2026-27. Enter your income and deductions to instantly see which regime saves you more money.

Open Calculator

investment

SIP Calculator India

Calculate SIP returns, maturity amount, and total wealth gained on your monthly mutual fund investment. Free, instant, no sign-up.

Open Calculator

loans

EMI Calculator India

Calculate your monthly EMI, total interest, and total payment for any loan — home, car, or personal. Instant result with no sign-up required.

Open Calculator

savings

PPF Calculator India — Public Provident Fund

Calculate your PPF maturity amount and interest earned at the current 7.1% rate. See year-by-year growth for 15-50 year investment horizon. Free, instant.

Open Calculator

retirement

Retirement / FIRE Calculator India

Estimate the retirement corpus you need, your inflated first-year expenses, and the monthly investment required to reach financial independence.

Open Calculator

How FinTool works

Step 1

Choose your calculator

Tax, SIP, EMI, PPF, salary, or retirement.

Step 2

Adjust your numbers

Use sliders and fields to match your exact situation.

Step 3

Act with confidence

Review live results, examples, and FAQs before decisions.

Build your plan with clean, India-specific numbers.

No signups. No hidden friction. Start with the calculator that matches your next money decision.